If you want to get a cash loan online, you must be over 20 years old, you must have a bank account in one of the Philippine banks, you must have a regular and official income, you must have an email and a mobile phone number.
When filling out the application, you must specify the desired loan amount and loan term, and provide your contact information so that the lender can contact you. You must also provide your personal information in the loan application so that the lender can identify you. If all the information is entered correctly and all the lender's requirements are met, sign the contract and receive the required loan amount!
Each lender offers different loan terms, so the information on how quickly you can get a loan may vary from lender to lender, but on average, cash loans are issued within 15 minutes to 1 business day.
You can fill out the cash loan application at any time convenient for you, but please note that the loan application will be processed during the lender's working hours!
No, using Onlinecashloan.ph does not create any obligation for you. You can use our service whenever you want and it is completely free.
Apply for a cash loan only if you are sure that you will be able to repay the loan amount!
Compare the available offers and carefully consider how much money and for how long you want to borrow!
Keep in mind - fill out the application carefully and accurately, because incorrectly filled out application will not be accepted!
Carefully read all terms of the contract!
If the loan is not repaid on time, the lender may charge a penalty of the total amount for each day of delay. In the event of late repayment without the agreement of the lender, the lender may unilaterally transfer the debt collection to third party companies.
The annual percentage rate is the total yearly cost of the loan, which is expressed as a percentage. The calculation of the annual percentage rate does not include the costs associated with non-fulfillment of the obligations specified in the loan agreement.
Maximum percentage interest rate (APR): 180%. Loan term: from 62 days to 12 months. Cost example: Loan of 2400 ₱ for 3 months, monthly payment 870 ₱, total amount 2610 ₱, annual percentage rate APR 145%.
Onlinecashloan.ph does not issue loans and is not a lender. Onlineloans24.ph provides consumers with free information on the special terms of a lender's loan agreement and other relevant information. On the website, the peer-to-peer lenders have a special license to provide the consumer credit service.