Cash Loans in the Philippines
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Information about lenders
Address Unit 1405, East Tower, Philippine Stock Exchange Center, Exchange Road Ortigas, Pasig City
Phone number 0962 409 2454
E-mail [email protected]
Max APR: 180%
Term: 62 days - 1 year
Age: 20 - 70
Cost example: Loan of 1000 ₱ for 12 months, monthly payment 95.83 ₱, total amount 1150 ₱, annual percentage rate APR 180%.
Address Unit 1708 Tektite East Tower, Exchange Road, Ortigas Center, Pasig City 1605
Phone number 0917 152 7089, 0917 152 6738
E-mail [email protected]
Max APR: 145%
Term: 3 months - 6 months
Age: 22 - 75
Cost example: Loan of 2400 ₱ for 3 months, monthly payment 870 ₱, total amount 2610 ₱, annual percentage rate APR 145%.
Address Level 10-1 One Global Place 25th Street Cor. 5th Avenue, Fort Bonifacio, Taguig City
Phone number 6327 902 7390
E-mail [email protected]
Max APR: 72.635%
Term: 62 days - 3 months
Age: 21 - 70
Cost example: Loan of 1000 ₱ for 3 months, monthly payment 905.63 ₱, total amount 2716.9 ₱, annual percentage rate APR 72.635%.
Address Philippines
Phone number -
E-mail [email protected]
Max APR: 180%
Term: 3 months - 1 year
Age: 20 - 70
Cost example: Loan of 2400 ₱ for 3 months, monthly payment 870 ₱, total amount 2610 ₱, annual percentage rate APR 145%.
Cash loan - fast and easy!
Cash loans in the Philippines have gained a lot of interest from borrowers in recent years because the process of getting a loan is quick and easy. Onlinecashloan.ph values your time, which is why we provide the opportunity to receive online cash loan without complicated forms and without the need to visit a lender's branch.
You no longer need to visit countless lender websites because all the information you need is gathered in one place - Onlinecashloan.ph!
What you need to know about cash loans?
The cash loan application process is simple and does not take much time. All you have to do is fill out the application on the website.
The interest rates offered by lenders can vary, so compare the maximum APRs on our site!
You can use a cash loan for any purpose. The lender will not require you to indicate a specific purpose for which you need a loan.
The most frequent customer questions about cash loans:
How to qualify for a cash loan?
If you want to get a cash loan online, you must be over 20 years old, you must have a bank account in one of the Philippine banks, you must have a regular and official income, you must have an email and a mobile phone number.
How to correctly apply for a cash loan?
When filling out the application, you must specify the desired loan amount and loan term, and provide your contact information so that the lender can contact you. You must also provide your personal information in the loan application so that the lender can identify you. If all the information is entered correctly and all the lender's requirements are met, sign the contract and receive the required loan amount!
How fast will I get the loan?
Each lender offers different loan terms, so the information on how quickly you can get a loan may vary from lender to lender, but on average, cash loans are issued within 15 minutes to 1 business day.
When can I apply for a cash loan online?
You can fill out the cash loan application at any time convenient for you, but please note that the loan application will be processed during the lender's working hours!
Does using Onlinecashloan.ph incur any obligations?
No, using Onlinecashloan.ph does not create any obligation for you. You can use our service whenever you want and it is completely free.
Why choose cash loan?
- Save time and money by choosing a better deal!
- Loan offers can be viewed on one site instead of wasting time browsing through many different websites.
- The loan agreement can be signed remotely - via the Internet.
- Choose the lowest interest rate or the best price offer for you!
- You can view loan offers at a time and place convenient for you.
Borrow responsibly!
Apply for a cash loan only if you are sure that you will be able to repay the loan amount!
Compare the available offers and carefully consider how much money and for how long you want to borrow!
Keep in mind - fill out the application carefully and accurately, because incorrectly filled out application will not be accepted!
Carefully read all terms of the contract!
Penalty or renewal policy information
If the loan is not repaid on time, the lender may charge a penalty of the total amount for each day of delay. In the event of late repayment without the agreement of the lender, the lender may unilaterally transfer the debt collection to third party companies.
Annual Percentage Rate (APR)
The annual percentage rate is the total yearly cost of the loan, which is expressed as a percentage. The calculation of the annual percentage rate does not include the costs associated with non-fulfillment of the obligations specified in the loan agreement.
Maximum percentage interest rate (APR): 180%. Loan term: from 62 days to 12 months. Cost example: Loan of 2400 ₱ for 3 months, monthly payment 870 ₱, total amount 2610 ₱, annual percentage rate APR 145%.
Additional Associated Fees
Many or all of the products we offer are from our partners, from whom we may receive commission. This may affect the placement of offers and whether a product is included in the comparison. However, this does not affect our ratings.
In addition to obvious costs like interest and repayments, there may be hidden fees that ultimately make a loan more expensive than it initially appears. These hidden costs are not always obvious and can take many forms.
One of the most common hidden costs is a processing fee. Some lenders charge a fee for reviewing a loan application, which is added to the loan amount and interest. While this practice is criticized and sometimes restricted by law in many countries, it is important to consider this when taking out a loan.
Insurance premiums, especially for residual liability insurance, are another issue often overlooked. These insurances are designed to protect both the borrower and the lender if the borrower is unable to service the loan for reasons such as illness or unemployment. However, the cost of such insurance can be high and may significantly increase the overall loan expenses.
If a borrower wishes to repay a loan early, prepayment penalties may apply. These fees are intended to compensate lenders for lost interest income.
Additionally, a special repayment fee may be charged. While some loan agreements offer the option of special repayments without any additional fees, other lenders may impose a charge.
The overall cost of a loan may also be affected by an adjustment to the interest rate on variable-rate loans. If the base interest rate increases, the cost of the loan will also rise.
Therefore, it is crucial for borrowers to carefully review all aspects of a loan agreement, considering not only the nominal interest rate but also any additional fees and charges, to get a true understanding of the total cost of the loan.
Onlinecashloan.ph does not issue loans and is not a lender. Onlinecashloan.ph provides consumers with free information on the special terms of a lender's loan agreement and other relevant information. On the website, the peer-to-peer lenders have a special license to provide the consumer credit service.